Best 9-Month CD Rates in Fitchburg, Massachusetts, MA

You are viewing rates from banks across Fitchburg

Below are the best nine-month CD Rates from banks with branches in Fitchburg, Massachusetts . Nine month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for nine months.

Fitchburg, MA - November 10, 2026

What is the best 9-month CD rate in Fitchburg, MA?

As of November 10, 2026, the highest 9-month CD rate from a bank in Fitchburg, MA is 3.60% APY from The Lowell Five Cent Savings Bank (minimum deposit $2,500). The best rate with a $1,000 minimum or less is 3.55% APY from Bay State Savings Bank (minimum deposit $1,000). The table below ranks every 9-month CD listed for this area. Rates change frequently, so check back for the latest numbers.

Banks	APY	MIN	MILES ^?
The Lowell Five Cent Savings Bank Pepperell Branch	3.60%	$2,500	13.63	Learn More Add Review
Rate History: 4.50% → 4.25% → 4.00% → 3.75% → 3.60%
Bay State Savings Bank Mill Street Branch	3.55%	$1,000	22.47	Learn More Add Review
Rate History: 4.00% → 3.85% → 3.75% → 3.65% → 3.55%
TD Bank, National Association Gardner Branch	3.49%	$10,001	9.44	Learn More
Rate History: 4.00% → 1.00% → 3.09% → 1.99% → 3.49%
[email protected] \| May 19, 2018 Experience Read More Reviews (1)
Northern Bank & Trust Company Littleton Branch	3.25%	$500	18.49	Learn More Add Review
Rate History: 0.40% → 5.60% → 5.30% → 5.00% → 3.25%
Sallie Mae Bank	3.20%	$2,500	-	Learn More
Rate History: 3.90% → 4.10% → 3.80% → 3.70% → 3.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Avidia Bank Leominster Branch	3.05%	$1,000	5.58	Learn More
Rate History: 3.75% → 3.50% → 3.45% → 3.30% → 3.05%
sur \| Aug 16, 2019 Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid... Read More Reviews (1)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Fitchburg, MA - November 10, 2026

Branch	Street	City	State
The Lowell Five Cent Savings Bank Pepperell Branch	65 Groton Street	Pepperell	MA
Bay State Savings Bank Mill Street Branch	275 Mill Street	Worcester	MA
TD Bank, National Association Gardner Branch	90 Pearson Boulevard	Gardner	MA
Northern Bank & Trust Company Littleton Branch	265 Great Road	Littleton	MA
Avidia Bank Leominster Branch	470 Lancaster Street	Leominster	MA